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Business
Loans

Loans with a straight­for­ward, supportive approach.

Our straightforward approach to borrowing focuses on supportive and reliable relationships for businesses. We're here to help you reach your goals. Our lending decisions are made locally and serviced inhouse. Big plans come together when we work together.

Reach Your Short- or Long-term Goals

Account

Overview
Benefits

Small Business Loans (SBA)

Get the financial support to cover your needs with a government-backed Small Business Loan. Small businesses are the backbone of this community. So as a community institution, we strive to be there for you. We work directly with the U.S. SBA to secure financing that might otherwise be hard to come by. Benefit from generally lower down payments and extended terms — turning your needs into well-deserved haves.

  • Available to small and upcoming businesses
  • Government-assisted help for businesses that might otherwise have difficulty getting approved
  • Special financing for qualifying businesses
  • Generally lower down payments and extended terms
  • Competitive rates for a wide range of business needs
  • Flexible terms, suited to your situation
  • Helpful, personalized service from start to finish

Commercial Loans

Whether you operate a small or large business, handle short-term capital, inventory, or even capital needs with financing that's customized to your unique situation. And on top of working hard to secure the affordable financing you deserve, our localized staff processes everything right here in Arkansas. So the solution to your needs is always nearby.

  • Competitively low rates
  • Financing that covers a wide range of business needs
  • Flexible terms, suited to your situation
  • Local decision-making and processing
  • Helpful, personalized service from start to finish

Commercial Real Estate

From providing professionals with retail familiarity to processing your loan, we handle everything right here in Arkansas. And as easy as the process is, it's equally personalized. Take advantage of terms that are determined based on your unique situation — all at Relyance Bank.

  • Competitively low rates, available for purchase or refinancing
  • For owner-occupied or leased properties
  • Flexible terms, suited to your situation
  • Local decision-making and processing
  • Helpful, personalized service from start to finish

Loans to Keep Your Business Running

Equipment Loans

Take your business to another performance level with affordable equipment financing, customized to your situation. You handle your business locally, and so do we. All of the decision making and processing is handled locally so the solution to your needs is just around the corner.

Features and Benefits

  • Competitively low rates
  • Financing that covers a wide range of equipment needs
  • Stay ahead of equipment obsolescence and your competition
  • Keep your business running smoothly
  • Flexible terms, suited to your situation
  • Local decision-making and processing
  • Helpful, personalized service from start to finish

Agriculture Loans

Agricultural business is a lot of hard work. We offer short and intermediate term loans for operating expenses, machinery, equipment, and livestock purchases — plus, financing for farmland, buildings, or other improvements. Who understands your needs more than a locally based bank in your own backyard? Stop by for the attention you deserve.

Features and Benefits

  • Competitively low rates
  • Financing that covers a wide range of agricultural needs
  • Locally-based staff, familiar with local agricultural conditions
  • Flexible terms, suited to your situation
  • Local decision-making and processing
  • Helpful, personalized service from start to finish

Ready to Get Started?

Lending Locations

Choose a local lending location.

Headquarters

Headquarters

8500 Sheridan Rd.
White Hall, AR 71602

Phone: (870) 535-7222

Lobby Hours

Mon - Fri: 8:00am - 5:00pm

Directions to Main Office

Bryant

Bryant Branch

4937 Highway 5 N
Bryant, AR 72022

Phone: (501) 847-7982

Lobby Hours

Mon - Fri: 9:00am - 4:00pm

Directions to Bryant branch

Fordyce

Fordyce Branch

610 W. 4th Street
Fordyce, AR 71742

Phone: (870) 352-3101

Lobby Hours

Mon - Fri: 9:00am - 4:00pm

Directions to Fordyce branch

Hot Springs

Central Avenue Branch

4446 Central Avenue
Hot Springs, AR 71913

Phone: (501) 525-1033

Lobby Hours

Mon - Thurs: 8:30am - 4:30pm
Fri: 8:30am - 5:30pm

Directions to Central Avenue Branch

Hot Springs Village

East Gate Branch

400 Ponce de Leon
Hot Springs Village, AR 71909

Phone: (501) 922-6176

Lobby Hours

Mon - Thurs: 8:30am - 4:00pm
Fri: 8:30am - 6:00pm

Directions

Little Rock

Riverfront Office Branch

100 River Bluff Drive
Suite 310
Little Rock, AR 72202

Phone: (501) 404-3480

Office Hours

Mon - Fri: 8:00am - 5:00pm
*Cashless transactions only.

Directions to Riverfront Office branch

Star City

Star City Branch

102 South Lincoln
Star City, AR 71667

Phone: (870) 628-6600

Lobby Hours

Mon - Thurs: 8:30am - 4:00pm
Fri: 8:30am - 5:30pm

Directions to Star City Branch

Anytime
Support

We offer multiple ways to access and service your loans, anytime. Relyance lobbies are open to assist our customers, answer questions and address concerns. For anytime and anywhere access, we also offer other ways to stay in control of funds and finances.

Digital Services

24/7 access to tools that connect from any device

Live Banking

In-person support for payments, questions, and concerns

Instant Info Line

Check account balances, review recent transactions, and more.